Michael F. Dillon, Jr., MBA
Chief Executive Officer
Mike Dillon serves as the Healthcare Reform Expert and Thought Leader of the Employee Benefits Broker Team for Dillon Health. Mike specializes in developing employee benefit programs for Associations & Coalitions across the country, providing guidance to employers on the complexities of the Affordable Care Act (ACA) and finding solutions to demanding challenges of the industry. In addition, Dillon has created innovative programs and strategies that will guarantee all of our clients from small group to large Self-Funded employers receive the best possible rates and plans for their employees and their families.
Mike started his career with the largest employee benefits brokerage in the world, Marsh & McLennan, and was their top producer of new business in the State of Nevada. Dillon grew a 450+ Group Employer Association Health Insurance Program to over 20,000 lives. That experience has allowed Dillon Health to be the “Endorsed Agency” for employee benefits plans for 7 large associations in Nevada, California and the Western United States. He uses the strength of these associations, representing over 2600 companies, to negotiate the strongest coverages at the lowest cost for Dillon Health clients.
Dillon has provided testimony on the impact of the ACA to the House of Representatives Select Committee on Small Business. He has been quoted in the Wall Street Journal on the impact of “community adjusted rating” on Small Group Employer Plans and is the ACA Expert for the CBS affiliate, KTVN News, for the “Money Watch” segment.
Mike is the current President of the Prospectors’ Club, served as President of the University of Nevada Alumni Association, and is an active member of Vistage. Mike, a graduate of the University of Nevada, enjoys following the Wolf Pack, being active with his family, playing chess, attending Oakland Raiders and Las Vegas Golden Knights games.
President and Chief Operating Officer
Julie Christiansen-Comeaux oversees company operations utilizing her vast experience in employee benefits, human resources, all phases of business management, and employee relations. She has 13 years’ experience as the benefits broker/manager for Christiansen Insurance Network, Inc. and has worked with Mike Dillon since 2005. Julie’s mother Maggie Christiansen, is an Insurance legacy in Northern Nevada, and she is proud to continue her namesake serving Nevada health and life insurance needs since 1989.
Julie specializes in Employee Benefits and leads Dillon Health with the premier Life and Individual Disability Insurance product in the country “Protecting Income” for Physicians, Attorneys, C-Suite Executives, and Business Owners. Her personal approach to clients and her understanding of the challenges benefit administrators face make her a critical advisor to all employers. She developed the Dillon Health proprietary “Employer Health & Welfare DOL – ACA Compliance Manual.” Plan Administrators are guaranteed to be compliant and prepared for a DOL Audit with Dillon Health by your side every step of the way.
Julie is a native of New Orleans where she attended Delgado College. After Katrina she moved her family to be near her mother and siblings in Northern Nevada. Julie and her family never tire of the region. Being lifelong residents of New Orleans, they bring the fabulous food and flavor that NOLA offers to their Northern Nevada home. With three graduates from UNR, along with two beautiful “Reno born” granddaughters, she and her husband Rick spend time entertaining, biking, hiking, and embracing everything that Northern Nevada offers.
Director of Client Services & Compliance
Lucia Garcia leads the Dillon Health customer service team by being pro-active, planning ahead, and tackling problems head-on. Her customer-centric focus and professionalism with providers leads to great outcomes for our clients. Lucia, who is bilingual, brings with her 11 years of premier management and client relationship building to her role. Lucia has developed the Dillon Health “Client Services Playbook” so that all Agency systems and processes are stable, reliable and uniform. Dillon Health provides certainty for employers in DOL, IRS, and ACA compliance with our audit guarantee.
Lucia, born in Mexico is a U.S. Citizen, and was raised in Sparks, Nevada. She has 6 brothers and sisters who live in Oregon and Nevada. 4 children, Evelyn, Ailton, Diego, and Gisele enjoy all of the wonderful outdoor activities than Northern Nevada and Lake Tahoe has to offer. The family competes year-round as members of indoor and outdoor soccer teams. Lucia, an avid martial artist, is well known for her lethal jujutsu arm-bar. Lucia leads the Dillon Health Reno-Tahoe Odyssey Team.
Employee Benefits Broker, Individual & Family Health Insurance Expert
Ellis comes to Dillon Health from Wells Fargo where he was a licensed loan officer serving the Northern Nevada and Truckee /Tahoe areas. He has over 17 years in the mortgage industry as a licensed loan officer with various lending institutions here in the area. Ellis began his career in 1989 as a sales agent as a licensed real estate agent with the Myers Realty 500 group. He then went on into the commercial real-estate sales and leasing and sales associate with Grubb & Ellis, a premier commercial real-estate company representing both tenants and landlords with their real-estate needs.
His strong background in client services provide him a valuable understanding of the importance of team work and making certain that deadlines are met in a timely fashion. He recognizes the need to balance cost savings for employers while providing quality affordable health insurance coverage for their employees in guiding his clients in choosing the right health plan to create a tailored fit that will maximize the cost vs benefits for each of his valued employers. Ellis prides himself on delivering excellent client service and communication to grow lifelong relationships within the business industry.
Ellis attended the University of Nevada Reno and is married to his college sweetheart Christina of 29 years and has two amazing daughters Kathleen and Chloe. As a Nevada native, Ellis enjoys all our area has to offer and when he is not in the office or out in the field he can be found hitting the ski slopes or ripping the mountain bike trails around our area.
Michael P. Ginder
Large Group Employee Benefits Broker & Consultant
Mike Ginder leads the Dillon Health Large Group service team with his expertise in self-funding, knowledge of provider contracts, and capabilities in implementing results-driven cost containment/savings programs for clients. Mike Ginder is a healthcare executive with 37 years of senior management responsibilities with medical groups, hospital management companies, diversified health care services organizations, and multi-employer health care purchasing groups. He has a keen understanding of the fundamentals of employee population health management and the principles of employer value based health care benefits purchasing. Mike, and his wife Carolyn, enjoy the wonderful hiking and fishing family outings our area offers.
Employee Benefits Broker, Individual Life & Disability Expert
Mario Licciardi has been a licensed Life and Health agent in the State of Nevada since 1984. He began his career with Massachusetts Mutual, then moved on to New York life where he spent 10 years developing a love for estate and financial planning. His acceptance of the challenges of managing client’s life insurance needs, individually or in a group setting, was impactful in the development of his career in the Life insurance industry. Mario has also worked within banking and credit union institutions as a registered financial representative.
For 11 years Mario established a voluntary benefits business utilizing the Aflac Company’s products and services. It is during this tenure that he grew a strong understanding of worksite marketing and the benefits it can afford employees and their families. Mario represented AAA insurance company as Northern Nevada’s Life and Annuity specialist.
Mario has been married for 38 years to his college sweetheart, Gwen, and has lived in Sparks, NV for 34 years. He has 4 children, Lauren, Vincent, Marco and Luca. His family loves the outdoors and has spent time backpacking, fishing, camping, and hiking in Nevada and California. All three boys competed at the highest level of soccer here locally as well as in California. Vincent and Luca went on to play D1 soccer at Grand Canyon University in Phoenix Arizona. Lauren has her master degree in special education and currently teaches children with autism. Mario is a graduate of Cal State Long Beach, CA. and is a member of the Italian Benevolent Society and an Ambassador of the Reno-Sparks Chamber of Commerce. He is an avid endurance cyclists and enjoys the challenge of long distance riding.
Director of Sales and Marketing, Southern Nevada / Employee Benefits Broker
Emily Turnbull joined Dillon Health with over twelve years of client service and business development experience building long-term relationships and demonstrating integrity while executing on decisions that drive positive business outcomes.
Emily’s results-driven attitude combined with her ability to connect with people has led her to a successful career in employee benefits.
Emily was born and raised in a small town in southeast Alaska and spent most of her adult life in the Pacific Northwest completing her Undergraduate Degree at the University of Idaho and her Master’s Degree in Business Administration in Seattle Washington. She relocated to Las Vegas Nevada with her husband Alex in 2015 where she has worked hard to establish her position within the health insurance industry. In her spare time Emily can be found sailing on Lake Mead or hiking to the top of Mount Charleston searching for snow.
Director of Association Health Plans and Client Services Manager
Melissa oversees the complex regulatory and employer compliance issues facing our clients with the Affordable Care Act (ACA). Melissa’s involvement as the Health Plan Administrator for the ABC Nevada Benefit Trust Fund gave her a wealth of knowledge and experience with the structure and operation of a Benefit Trust plan. More importantly, she showed leadership in guiding employers and providing them the template to stay current with running an ERISA plan and staying current with government regulators.
Being a Physician Recruiter for Renown Health for over 5 years, Melissa helped relocate and attract over 150 Physicians, Physician Assistants and Advanced Nurse Practitioners to the Reno/Sparks community. She enjoyed this work primarily because she loves to meet new people from all backgrounds and assist them in any way possible for the betterment of the individual and the community.
Melissa’s ability to exceed expectations of supporting the administrations functions of the day-to-day activities of an employee benefits program, is why she leads Dillon Health’s efforts in Client Services.
Melissa is a native Nevadan who grew up mostly in the rural areas of the state (Fallon, Tonopah, Winnemucca, Spring Creek/Elko) and has loved living in the Reno/Sparks area since 2004. She received her Associates of Science degree at Great Basin Community College in Elko in 2004. She then moved to Reno to join the Wolf Pack at UNR and graduated in 2007 with a Bachelor of Science in Business Administration with a major in Management, Minor in Math and advanced studies in Electrical Engineering. Melissa enjoys spending time with friends and family including her four legged friends.